Tax Installment Payment Plan (TIPP)

The Tax Installment Payment Plan (TIPP) is a popular program which allows you to pay your property taxes on a monthly basis instead of one payment. Your payment automatically comes out of your bank account the 15th day of every month, making budgeting easier and helping you avoid the risk of a penalty.

How TIPP Works

Each year property taxes are billed at the end of May/beginning of June, due August 31st and cover the period from January 1st to December 31st. If you pay through TIPP you don't need to worry about the payment deadline or late payment penalties. Your taxes are spread over 12 months, starting January 15th, with your account being paid in full after your December 15th installment.

Your installment amount is calculated by dividing your most recent annual tax levy by 12. This amount is paid through automatic withdrawals from your bank account the 15th day of each month from January to June. When you receive your annual tax bill in May/June your installment will be adjusted to reflect the actual tax levy, ensuring your account is paid in full by year end.

August is the last month that you can enroll in the TIPP program. After the tax due date of August 31st, current taxes are considered arrears. Once payment in full is made, the TIPP program can start in January the following year.

PLEASE NOTE: All accounts must be at a zero balance by the end of December. If there are any A/R or Utility transfers to tax, they will be taken out on the final years payment on December 15th.

Shown on Your Tax Bill

  • "Current arrears/installments" (shows the credit on the notice & reflects TIPP payments processed from January - May)
  • The total tax levy = Local taxes + Alberta School taxes (this reflects total taxes for the current year: January 1 to December 31)
  • "Amount Due after August 31" (reflects TIPP payments to be made from June to December) "DO NOT PAY enrolled in TIPP" is printed in red on the notice.
  • A "New Payment" TIPP amount starting June 15.

At Year-End

  • All installment amounts are reviewed in December to ensure a 0 balance.
  • TIPP automatically continues from year to year as long all TIPP payments are paid up to date.
  • All installment amounts are recalculated for January 1 (this amount reflects the previous years annual taxes divided by 12).
  • All TIPP customers receive a letter in January informing them what the new TIPP payment amount will be for January 15th.

How to Join TIPP

To join TIPP you need to use the online TIPP Application Form:

  • Select - "NEW Application for Tax Instalment Payment Plan - TIPP" 
  • Complete and agree to the terms and conditions of the plan.
  • Include a void cheque or direct debit form from your bank 
  • Select preauthorized payment (if starting after January) or January start (no preauthorized payment required)

How to Cancel TIPP\Change Banking Information

To cancel your enrollment in TIPP or change your banking information, please use Tax Installment Payment Plan Form:

  • Select - "Termination of TIPP" Form from the drop down menu - to cancel your enrollment in TIPP, or 
  • Select - "Change of Banking" Form from the drop down menu - to update your banking information (Required by the first of each month)